I would say dont understimate Kontact-5 its pretty effective against Western APFSDS specially the long slender one where effectiveness is better compared to the shorter but thicker APFSDS like the russians is what I have come across.Well, it's not so easy. Many depends on angle, place were APFSDS hit, distance, type of rod, etc.
In my personal opinion T-90A basick armour (without hevy ERA) is about:
for 840mm LOS about ~650mm RHA
for 650mm LOS about ~500mm RHA.
It's much less than other estimates assume, but I have certain conditions to make such a claim. Except that I leave some things for myselves
Of. course this 500-650mm RHA for basick T-90A means that tank have very good protection.
All because active working ERA can reduce (Kontakt-5)
DM53 for 700-750mm to only 560-600mm RHA pnetration, and in case Relikt to only ~450-500mm RHA. So in theory T-90A turret can withstand even modern amo. Of course with Relickt, not old Kontakt-5.
It looks worse when we take M829A3 -this APFSDS should pass 600-640mm RHA after Kontakt-5, and ~500mm RHA after Relikt.
I think from Indian POV they would be more worried how T-90 Bhishma fares against Pakistan T-80 UD and Chinese latest design , I dont think US , Germany APFSDS penetration or non penetration is something that would worry Indian General , probably that would something that would worry the Russian but they would have something against it.
So as good as it would be to compare frontal armour of T-90 against the modern Western APFSDS it not really practically worrying to us.
Kornet AFAIK is quite effective as long as the operator knows where to hit it to get maximum damage , So ideally any smart ATGM operator would like to see his ATGM hit at enemy tank weaker spot ofcourse if there is not much choice then you would hit what you can hit and run away like the hizbollah might have done most of time.
Its similar to a person wearing a bullet proof vest and you are aiming a gun at him , you wont try to get him out by hitting at his vest but would rather try to get around it , I saw the latest Kornet-EM has top attack capability with pseudo Fire and Forget with auto tracker , atleast the top attack capability will be useful if you do not get opportunity to hit known weak spots.