Indeed they are not but its safer than layout of T-series tanks specially hull storage..
IMHO safety is just the same... if ammunition start to burn, You are pretty much dead allready.
If set of ammo charges caught fire directly by enemy fire or other cause than its not possible coz the energy is just too much within just few secs, But any kind of spark and fire cause by enemy shell away or near ammo container can be extinguishes, New generation fire extinguishers act in mini seconds..
The same were thinking Israelis and British, and what?
You seen that Merkava photo on previous page, it was Mk2 variant with 105mm rifled gun, that use ammunition with metal cases, in theory safer, especially closed in ammunition containers that are claimed to be "armored", in reality this didn't help much.
As for British, they close propelant charges that are in combustible bags, in armored bins with extuinguishing liquid jacket between bulkheads, so in theory if something will break the bin, propelant should be drowned in extuinguishing liquid. This is theory, and reality:
The worst thing in this case, is that this Challenger 2 armor was not perforated, it was just a fire cause by a HESH round that hit commander hatch, but in the end, propelant charges started to deflagrate, HESH projectiles inside also started to burn, and this is the effect.
So the only safe ammunition storage system, up to this day, is used only by Americans.
Normally in tanks there are 40-42 rounds for main gun stored, in M1 series all ammunition is stored this way as on video, both in turret and hull. In some other tanks none of ammunition is stored that way, in some only 14-15 rounds is stored this way, in few other 22 rounds are stored this way, but in none other tank, whole ammunition have such safe storage for crew.
Sad but true.