Indian Army: News and Discussion

12arya

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https://defenceaviationpost.com/indian-marshall-plan-thwart-chinas-asia-ambitions/

An Indian Marshall Plan To Thwart China’s Asia Ambitions?


The world is facing a complex international scenario with the threat of conflict on the Korean peninsula, a possible global trade war and growing tension in the Middle East.

Economic interdependence, mutual distrust and unreliable security guarantees encourage ostensible allies to hedge against one another to protect their interests. The big question is the rise of China both economically and militarily and its growing assertiveness in the South China Sea, South Asia, Eurasia and Africa. China is clearly undermining regional security by engaging in coercive activity in the South China Sea and challenging the International Tribunal ruling. South China Sea sovereignty and the huge rise in China’s military budget are deeply troubling concerns for Asian countries. It’s clear that China is seeking global domination.

This will be the Asia Century in terms of economics, military strength, and geopolitical power. China has adopted assertive policies which have severely undermined Asian stability and challenged the status quo of neighboring maritime countries. Moreover, a pivot to Asia under the administration of US President Donald Trump is uncertain. Key allies such as Japan, South Korea, and the Philippines have voiced strong concerns regarding Washington’s commitment to act as a security guarantor in the region.
 

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Doc Mozart

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Okay so this looks like the BPJ supplied by TATA Advanced Materials which according to Shatrujeet is the current/going to be? STD IA BPJ. Pic taken from INDBATT II deployed near Ethiopian border. Need some clarification as to whether this is the new BPJ and will become STD or this is the old one and would be replaced by a newer BPJ?
 

AMCA

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Don’t Panic, The Army Is Not As Badly Off As It Is Projected
March 26, 2018; By: Nitin A Gokhale; 2
Email

For the first time since the Kargil conflict in 1999, the Indian Army’s ammunition stock, inventory of spares and maintenance of its existing crucial equipment is up to date, thanks to a combination of emergency procurement and revamped management system.

Although there are concerns about lower allotment for new acquisitions, the reality is far more reassuring, those who manage and maintain the readiness of the armed forces say. The MoD has already flagged the need for more funds in the coming years (and is hopeful of getting them as and when required) but it has also simultaneously began to


South Block (Image Courtesy: Wikimedia)

ensure bang for every buck it spends.

For nearly 12-13 years after Kargil, the management of ammunition and spares in the three forces was tardy and below par, resulting in accumulated shortages. The reality began to bite in the immediate aftermath of the Uri attack and the surgical strikes in Pakistan-Occupied Kashmir (PoK) in September 2016.

That’s why in late 2016, the Army signed 19 major contracts worth Rs 11,000 crore to replenish about 10 different types of ammunition. Deliveries in three of the bigger contracts have been completed and 13 others would complete the supply progressively by end of the current calendar year, defence sources have revealed. Similarly, the Indian Air Force and Indian Navy too bought ammunition and spares worth over Rs 10,000 crores to make up for years of neglect and indecision.

Additionally, over 75 contracts to buy and stock crucial spares for different equipment worth over Rs 15,000 crore (to be spent over the next four years) have been signed by the Army in 2017-18. These two measures alone have ensured that ammunition stock is up to date and almost 95 per cent of crucial equipment and platforms like Type A vehicles (armoured personnel carriers, army air defence platforms), all guns, UAVs and LORROS–Long-Range Reconnaissance and Observation System–and even general vehicles are on road that is they are serviced and ready for use whenever required. Earlier, at least 40 per cent of these platforms used to be ‘off-road.’

Similarly, a decision to establish two MRO (maintenance, repair and overhaul) hubs for the Army’s fleet of Advance Light Helicopters (ALH) at Mamun and Missamari has ensured that at least 65 to 70 per cent of the fleet is now available to fly any time against just about 30 to 35 per cent before 2015 because the helicopters had to be sent to Bangalore or the maintenance staff had to travel the long distance to the bases spread across Northern and Eastern Commands.


Lt Gen Nimbhorkar, MGO

This has been made possible, according to Lt Gen RR Nimborkar, the Army’s Master General Ordinance (MGO), because of improved coordination and synergy between the MoD and the Army’s decision-makers. The MGO – the man in-charge of ensuring all the in-service equipment held by the entire Indian Army is in top shape – speaking to BharatShakti.in pointed out that for the first time in years, the entire annual budget of over Rs 15,000 crores that his branch handles has been spent even before the financial year has ended. “Thanks to clear directions of the Army Chief Gen Bipin Rawat and quick decision-making by the current defence secretary Mr Sanjay Mitra and his team, we have managed to retrieve the dire situation that we faced for over a decade. This has been made possible because of optimum use of resources and simplification of procedures”, Lt Gen Nimborkar said.

He pointed out to decentralization of financial powers and emphasis on sourcing more equipment and stores from indigenous sources, thanks to the decision made by former defence minister Manohar Parrikar and continued to be supported by the incumbent minister Nirmala Sitharaman, has resulted in improved efficiency.


Defence Minister Nirmala Sitharaman (Image Courtesy: PTI)

For example, earlier even a simple decision to buy light utility vehicles for the Army had to go to the MoD which meant the entire process used to take a minimum of two years. Now thanks to decentralization, service HQs are able to procure them in six months!

Similarly, the decision to source ‘non-core’ items from the local suppliers rather them buying them through the Ordnance Factory Board (OFB) as was done earlier, is resulting in massive saving. Over 80 items like berets, caps, socks, belts, sweaters, sports shoes etc. are now being directly bought from the market. Earlier, OFB used to source these items from the market and used to sell it to the forces at a higher price. For instance, the common combat uniform worn by all the troops was costing the organization four times the market cost! Today thanks to direct sourcing, best quality light rucksacks, knives, sports shoes, track suits and uniform, is being made available to the troops at a much lesser cost. The likely saving: Nearly 1200 crores a year!


Image Courtesy: Storypedia.com

Digitization of records and inventory has now allowed the top leadership, including the Army Chief, Vice Chief and the MGO, to have a 360 degree view of equipment availability, the MGO said. “This allows us to reduce dead inventory. There have been instances in the past when we had bought spares worth tens of thousands of crores of rupees and didn’t use them. In some cases, these spares were not even opened and have now become dead stock since the equipment they were meant for have been retired from service,” Lt Gen Nimborkar revealed. Keeping these examples in view the current Army Chief has issued a directive to reduce unnecessary and excessive procurement. “We now follow a ‘just in time’ model of keeping spares which means only absolute minimum number of spares will be kept in stock,” the MGO revealed.


BM-30 Smerch Multiple Launch Rocket System (Image Courtesy: Military-Today.com)

As mentioned earlier, the beginning of the turnaround dates back to end-September 2016. A thorough stock taking then revealed that some of the critical ammunition was down to less than a day’s stock and some others were dangerously low. For instance, Anti-tank ammunition called armour-piercing, fin-stabilised, discarding sabot (APFSDS) was completely out of stock, while ammunition for Smerch system and Konkurs missiles was down to two days of supply.

So teams were dispatched to friendly countries with authorization to sign contracts on the spot. Simultaneously, all the three vice chiefs were authorized to ensure that all ammunition and spares needed to fight ten days of intense war is always kept in stock. Called the 10i (ten days of intense war fighting) scheme, the three vice chiefs have made sure between September 2016 and now, all the procurement have been done to meet that requirement. From here on, all measures to build on the long term plan to equip the military for a 30-day war, will continue apace.

While the utilization of revenue budget has been exemplary over the past three-four years, the military is still faced with huge shortfall in its funds for capital or new acquisitions, as highlighted by the Parliamentary Standing Committee on Defence in its latest report. The government will have to find ways to augment the necessary budget if it wants to ensure that the military remains in top shape and ready for the twin challenges it faces from Pakistan and China.
 

mayfair

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the decision to source ‘non-core’ items from the local suppliers rather them buying them through the Ordnance Factory Board (OFB) as was done earlier, is resulting in massive saving. Over 80 items like berets, caps, socks, belts, sweaters, sports shoes etc. are now being directly bought from the market. Earlier, OFB used to source these items from the market and used to sell it to the forces at a higher price. For instance, the common combat uniform worn by all the troops was costing the organization four times the market cost! Today thanks to direct sourcing, best quality light rucksacks, knives, sports shoes, track suits and uniform, is being made available to the troops at a much lesser cost. The likely saving: Nearly 1200 crores a year!
@Kunal Biswas @hammer head @Mikesingh

What was the rationale behind this decision earlier??

A thorough stock taking then revealed that some of the critical ammunition was down to less than a day’s stock and some others were dangerously low. For instance, Anti-tank ammunition called armour-piercing, fin-stabilised, discarding sabot (APFSDS) was completely out of stock, :shock::shock:while ammunition for Smerch system and Konkurs missiles was down to two days of supply.
Why the hell was it allowed to get to this stage?
 

binayak95

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@Kunal Biswas @hammer head @Mikesingh

What was the rationale behind this decision earlier??



Why the hell was it allowed to get to this stage?
Rationale? It was a hangover from the license quota Raj period. And the inertia of babus living a luxurious life with no liability whatsoever.

As for the second question, UPA had far more important priorities than stocking up ammo.
 

Mikesingh

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@Kunal Biswas @hammer head @Mikesingh

What was the rationale behind this decision earlier??



Why the hell was it allowed to get to this stage?
The CGDA, in its report “Reasons for resorting to local purchases of items under Central procurement in respect of two items namely Ration and clothing stores”, has said that due to the absence of a sound pricing formula and non adherence of a uniform pricing policy, the OFB is fixing its own prices. The OFB functions under the Department of Defense Production of the Ministry of Defense (MoD).

Examples:

Item ..............................Market Price (Rs).........OFB Price

V Neck Woolen jersey........ 600..........................1900

Ankle boots........................ 1090..........................2900

Mosquito net........................388...........................780


As seen from a few examples above, the products made by the OFBs are over-priced, and are not available when needed, due to which a Jawan is forced to buy it from the open market.

Is this being done deliberately to help private manufacturers? This is something that only the top brass of the Ministry of Defense can find out.


Other reasons are:

> Bureaucratic red tape results in a long time lag of over 300 days in the placement of orders and the final supply of the products which involves 36 steps and adds to costs.

> Ordnance factories do not supply the full quantity of clothing items due to their limited manufacturing capability and non-utilization of manpower and machinery.

> Systemic deficiencies including inordinate delay in communication of firm requirement such as in “target fixation” regarding the number of products and their quantity that are to be manufactured by these OFBs.

The decision to source such ‘non-core’ items from the local suppliers rather them buying them through the Ordnance Factory Board (OFB), could have been taken much earlier. One of the reasons could be that trade unions were against this as they were apprehensive that this could lead to thousands of workers losing their jobs. So, politics probably played a part here too.

 

kunal1123

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why we have to go for imported when we have our own ...........???????????????????
Govt firms up plans for made-in-India Kalashnikov rifles – Indian Defence Research Wing
3-4 minutes
SOURCE: ET



The government has firmed up plans with Russia to manufacture the famous Kalashnikov rifles in India for the Army, which now has changed specifications that allow AK-103 rifles to fit the bill. ET has reliably learnt that a high level team headed by the Director General (Acquisitions) in the defence ministry and two representatives from the Ordnance Factory Board will be in Russia later this month to visit and assess the Kalashnikov facility.

The decision to send a team this month was taken following detailed discussions during defence minister Nirmala Sitharaman just-concluded visit to Russia.

India expressed urgency in taking this project forward, asking Russia to fast-track processes so that production can begin in India at the earliest. While Russia had extended the proposal last year, India could not take it forward because it did not fulfil the Army’s requirements.

The Army, however, recently put out new specifications for a 7.62 calibre for its assault rifle of which a small number of a ‘hi-tech rifles’ will be imported for its frontline troops. The remaining, which would be in large numbers, is planned to be manufactured in India.

The AK-103 is meant for the second category, which would make it a mainstay of forces in the hinterland and counter-insurgency operations. Those familiar with the details told ET that the same rifle may be considered for paramilitary forces in the long run. The orders are expected to run into lakhs of units. According to the arrangement with Russia, a Kalashnikov factory will be set up in India in collaboration with the OFB to cater primarily to its military needs, though there would be no bar on export.

The project will be a major image-makeover Kalashnikov rifles in India, which is better known for its deadly and efficient AK-47 variant. This rifle has been made famous by Pakistan-trained terrorists, mostly in the 1990s when they wreaked havoc on Kashmir and other parts of India, forcing upgrades within the Indian Army.

Also, the preferred calibre for counter-insurgency operations has been 5.56 mm as one of the measures to reduce fatalities from among casualties.

But with the AK-103, the default rifle option will be far more deadly. The rifle has a 500-metre range, which is exactly what the Army had specified and weighs about 3.5 kg without magazine as compared to the indigenous 5.56-mm Insas rifle which weighs a little over 4 kg. The rifle can be fitted with different sights and night-vision devices.
 

Maddy_9UY

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why we have to go for imported when we have our own ...........???????????????????
Govt firms up plans for made-in-India Kalashnikov rifles – Indian Defence Research Wing
3-4 minutes
SOURCE: ET



The government has firmed up plans with Russia to manufacture the famous Kalashnikov rifles in India for the Army, which now has changed specifications that allow AK-103 rifles to fit the bill. ET has reliably learnt that a high level team headed by the Director General (Acquisitions) in the defence ministry and two representatives from the Ordnance Factory Board will be in Russia later this month to visit and assess the Kalashnikov facility.

The decision to send a team this month was taken following detailed discussions during defence minister Nirmala Sitharaman just-concluded visit to Russia.

India expressed urgency in taking this project forward, asking Russia to fast-track processes so that production can begin in India at the earliest. While Russia had extended the proposal last year, India could not take it forward because it did not fulfil the Army’s requirements.

The Army, however, recently put out new specifications for a 7.62 calibre for its assault rifle of which a small number of a ‘hi-tech rifles’ will be imported for its frontline troops. The remaining, which would be in large numbers, is planned to be manufactured in India.

The AK-103 is meant for the second category, which would make it a mainstay of forces in the hinterland and counter-insurgency operations. Those familiar with the details told ET that the same rifle may be considered for paramilitary forces in the long run. The orders are expected to run into lakhs of units. According to the arrangement with Russia, a Kalashnikov factory will be set up in India in collaboration with the OFB to cater primarily to its military needs, though there would be no bar on export.

The project will be a major image-makeover Kalashnikov rifles in India, which is better known for its deadly and efficient AK-47 variant. This rifle has been made famous by Pakistan-trained terrorists, mostly in the 1990s when they wreaked havoc on Kashmir and other parts of India, forcing upgrades within the Indian Army.

Also, the preferred calibre for counter-insurgency operations has been 5.56 mm as one of the measures to reduce fatalities from among casualties.

But with the AK-103, the default rifle option will be far more deadly. The rifle has a 500-metre range, which is exactly what the Army had specified and weighs about 3.5 kg without magazine as compared to the indigenous 5.56-mm Insas rifle which weighs a little over 4 kg. The rifle can be fitted with different sights and night-vision devices.
Gdoes tha
Ghatakand Thrichy would be
why we have to go for imported when we have our own ...........???????????????????
Govt firms up plans for made-in-India Kalashnikov rifles – Indian Defence Research Wing
3-4 minutes
SOURCE: ET



The government has firmed up plans with Russia to manufacture the famous Kalashnikov rifles in India for the Army, which now has changed specifications that allow AK-103 rifles to fit the bill. ET has reliably learnt that a high level team headed by the Director General (Acquisitions) in the defence ministry and two representatives from the Ordnance Factory Board will be in Russia later this month to visit and assess the Kalashnikov facility.

The decision to send a team this month was taken following detailed discussions during defence minister Nirmala Sitharaman just-concluded visit to Russia.

India expressed urgency in taking this project forward, asking Russia to fast-track processes so that production can begin in India at the earliest. While Russia had extended the proposal last year, India could not take it forward because it did not fulfil the Army’s requirements.

The Army, however, recently put out new specifications for a 7.62 calibre for its assault rifle of which a small number of a ‘hi-tech rifles’ will be imported for its frontline troops. The remaining, which would be in large numbers, is planned to be manufactured in India.

The AK-103 is meant for the second category, which would make it a mainstay of forces in the hinterland and counter-insurgency operations. Those familiar with the details told ET that the same rifle may be considered for paramilitary forces in the long run. The orders are expected to run into lakhs of units. According to the arrangement with Russia, a Kalashnikov factory will be set up in India in collaboration with the OFB to cater primarily to its military needs, though there would be no bar on export.

The project will be a major image-makeover Kalashnikov rifles in India, which is better known for its deadly and efficient AK-47 variant. This rifle has been made famous by Pakistan-trained terrorists, mostly in the 1990s when they wreaked havoc on Kashmir and other parts of India, forcing upgrades within the Indian Army.

Also, the preferred calibre for counter-insurgency operations has been 5.56 mm as one of the measures to reduce fatalities from among casualties.

But with the AK-103, the default rifle option will be far more deadly. The rifle has a 500-metre range, which is exactly what the Army had specified and weighs about 3.5 kg without magazine as compared to the indigenous 5.56-mm Insas rifle which weighs a little over 4 kg. The rifle can be fitted with different sights and night-vision devices.
Does that mean we are going to ditch Ghatak and TAR?
 

Samsung J7

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No hope for indigenous defence industry. Foreign firms hold our armed forces and defence officials by their balls
 

Spindrift

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No hope for indigenous defence industry. Foreign firms hold our armed forces and defence officials by their balls
Its not that. The Indian government is following the policy of the British of not allowing private (Indian) companies to manufacture firearms. Hell they even don't allow research by private companies.
We have a lot of talent when it comes to small arms manufacturing, if you read about Munger and other places that manufacture illegal firearms, you'll see that these people, given the resources and training they have are doing a far better job than IOF.
 

kunal1123

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........................................................................................................
 

12arya

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http://indiandefencenews.info/gover...w-bullet-proof-jackets-for-infantry-soldiers/

Government inks Rs 639 crore deal for 1.86 lakh new bullet-proof jackets for infantry soldiers

The Army’s ordinary infantry soldiers are now finally going to get some desperately-needed modern bullet-proof jackets under a Rs 639 crore contract inked on Monday, even though they remain some distance away from getting new assault rifles, close-quarter battle carbines and light-machine guns.
The Army said the major contract for procurement of 1,86,138 bullet-proof jackets (BPJs) has been signed with domestic private company SMPP Pvt. Ltd after successful conduct of stringent field evaluation trials.

“The contracted BPJs have contemporary and state-of-the-art specifications with added protection level and coverage area. These ergonomically designed BPJs have modular parts, thereby providing immense protection and flexibility to soldiers operating in different operational situations ranging from long-distance patrolling to high-risk room intervention scenarios,” said an officer.

“The new BPJs will provide 360 degree protection to soldiers in combat, including from latest hard steel core bullets,” he added. As per the contract, SMPP will start the supply of the BPJs within the next few months and complete the entire order within a period of three years.

“The new jackets meet the most advanced GSQRs 1438 (technical parameters) standards of the Indian Army. These BPJs have `Boron Carbide Ceramic’, which is the lightest material for ballistic protection,” said SMPP chairman S C Kansal.

The 1.3-lakh strong Army’s overall requirement for 3,53,765 new BPJs has been hanging fire for almost a decade now, while its soldiers make do with old bulky ones that provide poor protection and are near the end of their operational life.

Several parliamentary committees have taken an extremely dim view of this “critical shortage” of BPJs, slamming the government for “playing with the lives” of soldiers.

As was first reported by TOI, the earlier proposed contract for new 1.86 lakh modular BPJs was scrapped in October 2015 because the samples offered by six vendors “failed” to clear the field trials.

The Army, in March 2016, had then gone in for the Rs 140 crore “emergency” procurement of 50,000 BPJs with older technical parameters from Tata Advanced Materials Limited.

This time, the contract for BPJs with advanced technical parameters has been inked. The Army wanted the new light-weight jackets to adequately protect the head, neck, chest, groin and sides of the foot-soldiers as well as allow them to move with greater agility during counter-insurgency operations in “unfriendly terrains”.
 

12arya

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https://timesofindia.indiatimes.com...ty-radio-relay-units/articleshow/63698167.cms

Indian Army to procure high capacity radio relay units

PUNE: The Indian Army is in the process of procuring High Capacity Radio Relay (HCRR), which provides reliable communication with increased bandwidth in tactical battle area, a senior official of the Ministry of Defence (MoD) told TOI.

The official said, "The army has already initiated the process in this regard. A request for information (RFI) has been specified and sent to the global manufacturers. We expect the global manufacturers to respond to the RFI before May 3."

Defence sources said that the defence acquisition council (DAC), the highest body for military purchases in the MoD, has already sanctioned the plan. "The cost of the purchase would be more than Rs 1,000 crore. These advanced HCRRs will be procured for army and Indian Air Force (IAF)," the official added.

Currently, the Army is using purely hardware-based separate high frequency, very high frequency and ultra-high frequency radios, which have little or no data capability.

A senior army officer from Corps of Signals of the Indian Army told TOI, "The current radio communication technology is quite old and obsolete. The maintenance of these radio sets is the biggest issue for the corps. Power consumption of these sets is also high. Considering all these aspects, the new HCRR will act as a force multiplier particularly for infantry units, which will use it in their operations extensively."
 

12arya

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http://www.defenseworld.net/news/22...ttle_Rifles__Optronic_Devices_for_Indian_Army

MKU, Thales to Co-develop F90 Close Quarter Battle Rifles, Optronic Devices for Indian Army


F90 Assault Rifle (Image: MKU-Thales)
India’s MKU and Thales have signed two MoUs for strategic co-operation in the development and production of optronic devices and F90close quarter battle (CQB) rifle for soldiers.

The optronic devices will be co-developed by Thales and MKU and both the optronic devices and F90 rifles will be manufactured in India at MKU’s facilities in Kanpur, Uttar Pradesh. These products will be offered to the Indian army and homeland security forces under the ‘Make in India’ initiative of the Government, the companies said in a joint statement Tuesday.

The strategic co-operation for optronic devices between Thales and MKU is eyeing manufacturing of optronics equipment including weapon sights, night vision goggles, handheld thermal imagers and thermal infrared sensor engine for soldier systems, and other image intensification and thermal imaging systems for soldiers and platforms respectively.

For weapons, the two companies plan to cooperate so that MKU could set-up an assembly and manufacturing plant in India for the carbine version of the F90 assault rifle, combat-proven and already in service with Australian Defence Forces. The F90CQB (Close Quarter Battle) developed with MKU will be meant for Indian conditions and requirements.
 

12arya

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https://www.cartoq.com/brand-new-ford-endeavour-catches-fire-burns-to-the-ground-video/

Indian Army-spec Tata Safari Storme: Video reveals the 4X4 SUV inside out!

Tata Motors has won a contract to supply over 3,000 units of the Safari Storme 4X4 SUV to Indian Army. The SUV will replace the long standing Maruti Gypsy in the Indian Army, and will serve as a personnel carrier.



The Safari Storme 4X4 that’s meant for the Army has many crucial changes. Here are the first-ever videos of the Army-spec Storme 4X4 that shows the vehicle in its full glory, inside-out.

As you can see from the videos, the Storme 4X4 SUV that Tata Motors will supply to the Indian Army will have an olive green paint scheme, which only the defense forces of India can use. The vehicle has a few key changes on the outside. There’s an antenna on the bonnet.

The SUV gets a pintle hook at the rear for towing while there additional spot lights on the front and rear bumper for additional illumination requirements. The vehicle’s badges and grille have been blacked out while the wheel covers get the same camouflage paint scheme that the body features. The left rear quarter panel gets a fuel can mount.


On the inside, things remain more or less similar to the regular Storme. The beige interiors have been retained while there are now flexible map lights at the front and the rear. There is a power steering as standard, and so is air conditioning. The cabin is totally sealed and this, along with air conditioning should make life for armed forces personnel a lot more comfortable.

The Storme 4X4 that Tata Motors supplies the Indian Army gets a 2.2 liter Varicor turbocharged diesel engine. This motor makes 154 Bhp of peak power and 400 Nm of peak torque. A 6 speed manual gearbox is standard. The 4X4 mode can be activated through a rotary knob placed on the center console. Both high and low ratios are offered for the 4X4 transfer case.
 

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http://indianexpress.com/article/bu...nk-ink-mou-on-defence-salary-package-5122249/

Indian Army, HDFC Bank ink MoU on defence salary package
MoUs are considered for inception and renewal with banks on analyzing their utility and suitability to the requirements of serving soldiers, pensioners and families.


A Memorandum of Undertaking (MoU) tailor-made to suit the requirements of serving soldiers, pensioners and families, was signed between the Indian Army and HDFC Bank on the defence salary package on Tuesday.

The first MoU between HDFC Bank and the Indian Army was signed in 2011 and was renewed on 13th March 2015. The signing in ceremony was chaired by the Director General (MP&PS), Lt Gen S K Saini and was attended by the top dignitaries of HDFC Bank headed by Smita Bhagat, Head Government Business and Branch Banking.

At present, Indian Army has MoUs on defence salary package with 11 public and private sector banks.

MoUs are considered for inception and renewal with banks on analyzing their utility and suitability to the requirements of serving soldiers, pensioners and families. Army is hoping that this MoU will benefit a large number of serving and retired Army personnel who are having their accounts with HDFC bank; and also provide them an opportunity to access modern banking facilities.

Under the current MoU apart from other benefits, the Army personnel will get free personal accident death cover and free permanent disability cover of Rs 30 lakhs, free educational cover of upto Rs 1 Lakh per year for four years for education of dependent child in case of accidental death of defence personnel and 100% processing fees waived for Car Loans and Personal Loans
 

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Indian army can maintain preparedness within existing budget: Bipin Rawat
Bipin Rawat's comments come after a Parliamentary Standing Committee on Defence presented a report earlier this month, h



Army Chief General Bipin Rawat on Wednesday asserted that the Indian Army could maintain its operational preparedness within the existing defence budget by prioritising and readjusting. He also said the process of modernisation of the armed forces had begun, but would not happen overnight.

His comments come after a Parliamentary Standing Committee on Defence presented a report earlier this month, highlighting the lack of budget for the armed forces. The panel had asked the Prime Minister’s Office to take note of the crisis.

The report was based on testimonies of the vice-chiefs of the Army, Navy and Air Force, who had painted a dismal picture of defence modernisation and stalled projects due to lack of budgetary support in financial year 2018-19. The defence budget was increased by a mere 7.81 per cent to Rs 2.95 lakh crore for the current fiscal against last year’s Rs 2.74 lakh crore.

“Some more budget, if it is given to us, we will be happy. But we can balance the budget to meet our operational requirements,” General Rawat said. He said the government was giving more approvals and if contracts were finalised, more funds would be made available.

“It is possible to reprioritise and readjust the budget within the existing money available, by giving the operational preparedness a higher priority. This is not to say that accommodation for families are not needed, but they can take some time. We are balancing the budget to focus on operational preparedness,” he said.

The Army chief said that infantry weapons, surveillance devices for the infantry and security of Army bases was his highest priority. The requirements of the mechanised forces, artillery and air defence will be taken up in subsequent years, he said. To balance the budget, the Army has now identified need for different types of weapon systems for infantry soldiers in active operations, and another weapon system for other soldiers, Rawat said.
 

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