It is not correct.
T-72B hull armour was of passive composition, spaced RHA plates, etc. From 1989 it was semi-reactive armour with elements similar as in turret.
T-72M1, T-72B, T-64B, T-80U hull composition is known and visible even on draws. There was no extra armour inside, no high-tech armour. Just simple combination RHA plate, cast steel and glass textolite. Those armour layout was mucht simpler and cheaper then in soviet's tank turets.
Protection in T-72B was about 450mm RHA. In T-80B after tests M111 captured in Lebanon (and when those round easy penetrated hull amrour) on T-80B and T-72M1 30mm thick RHA plate was added and inner layout was changed. The same in T-80U, but still it is steel + glas textolite mixed whit thin RHA plates + inner steel layer.
And placed " semi-reactive armour" in T-72 hull is very vry low possible due to hull gemetry. And as I sid - always hull armour in soviet tanks was whorse hen in turret.
Protection equivalence, 500 mm...
450mm RHA.
In that period ( up to 90s) all Soviet tanks with Kontakt-V (T-72B, T-80U/UD) were protected (both hull and turret) against all NATO APFSDS (more than 600 mm of APFSDS protection)
It's partial true. On all tanks there are weak points. Possibility of hit and perforation armour was for Ob.184 equal to P= ~0.45 after hit in some areas - they are marked bellow:
Based on GhurKhan Blog and inner biuletyn for soviet tankers -so sources is rather good. And values are equal even for DM23 for 1000m...
Coverated tank by ERA was goog idea, but ERA layout had many gaps in estern tanks - especially in T-72 family. T-80U had far far better placed ERA casette.
Small compare:
Kontakt-5 layout for T-72M1989 was the same like for erly T-90S.
So in fact:
1) main turret armour in Ob.184 give 470-540mm RHA protection what was under DM33A1 capability on 1000-1300m distance
2) whole front tank protection had weaknesses able to perforatet whit P= ~0,45 even by DM23 on 1000m distance
3) on Fulda gap distance is far under 1300m (the same in rest western europe)
4. Coverated T-72B by Kontakt-5 ERA (after K-1 -uneble to protect against APFSDS) was nice idea, but only in Charkiv developers could protected tank whithout bigger gaps. T-72BM had big not covered by ERA zones on front hull and turret. Those big parts are not protected by ERA.
So in fact situation wasn't comfortable for Soviet tanks -due to falitures in ERA cover on tanks (without T-80U) and weaker main armour whit big weak zones able to perforate on typical distanse even by DM23 (P= ~0,45).
Western tanks were vulnerable atleast in hull. Given Visual thickness of hull of about 600 mm and corresponding protection equivalence (for 80s until 90s) they were vulnerable against deployed APFSDS Mango (500 mm general perforation).
3BM42 Mango had <460mm RHA on 2000m, on 1000m it was in best case 500mm RHA. If in Leopard-2A4 hull armour was the same burlinghton as in turret then 3BM42 Mango (on service since 1986...) then Leopard-2A4 hull protection was between 470 and 500mm RHA so it was very relevant to 3Bm42 perforation, and those round was able to perforate hull armour UNDER 1000m distance. But 3BM42 was in service since 1986 and in bigger numbers entire siervice since...1988/1989. And most tanks must use old,and not good 3BM26.
On the same time - if Leopard-2A4 hull armour had the same type armour as turret had then it had at least 650mm vs HEAT warhed (1: 1,36) so sucesfull perforation (whit ignit ammo or kill crew) was able for warhed whit perforation equal 800mm RHA. So all GLATGM (Kobra, etc) was unable to kill Leo2A4 after hit in hull. The same most of ATGMs. Only in 1988-1990 when Wihr and Metis entired service those ATGMS was able to overcome protection.
Hull of Western tanks with dimension of no more than 600 mm will be vulnerable against most of modern APFSDS (and ATGM).
Of course not, becouse on M1A2 armour was changed several times, and Leopard-2Axx had improved by NERA panell hull protections. For new KWS variant: Strv.122, A6E, A6HEL, A6Ex, A7, A5Dk, For modernisated A4 variant: MBT Revoultion, Evolution, IBD armour. Most of the Leopard-2 family now have protected hull and turret by new armour - mostly active working NERA stuff.
Neither T-90A will surpass 600 mm protection for hull
Knowing difrences between hull and turet on T-72B and T80U it will by rather 500mm RHA not 600...
maybe in T-90A (Ob.188A1/A2) hull is better protected but in late T-72BM (m.1989) and erly T-90S whit simmilar armour it was 500mm RHA for front armour. Realtio between turret and hull LOS give as (whit assume about the same armour in both) for hull protection about 520mm RHA. Talking about more then 550mm RHA is fairy tails.
Of course when we added ERA then protection is quoite good - without this big weak area on fornt of the driver...
It is right approach, but in general NERA or semi-reactive armour is significantly less effective than ERA, requiring more volume and space.
It will not add as much protection as Kontakt-V for example.
NERA had serious advanteges over ERA and acually on west only NERA are in developmend precess.
On very siple NERA one layer armour whithout advanced composite inside we have sucht results:
On double NERA layers that:
In fact second test shown performances no whorse then Relikt
As I said NERA had advantages:
1) They are cheaper then ERA
2) They are lighter then ERA (one NERA wedges module on Leopard-2A5 turret weight 500kg whole NERA for turret 1100-1200kg)
3) They life cost is sevral times lower then ERA
4) Due to non explosing reaction NERA can be placed inside armour, not only outisde
5) Efectivnes against SC (HEAT) is the same like for ERA
Only one disadvantages NERA armour is smaller efectivness against APFSDS 15-25% while for modern ERA it's 25-50%
NERA modules are placed on all younger then Leopard-2A4 turrets and most hulls.
Like here on upper hull glastic plate (Strv.121):
And these wedges are not installed in hull anyway, so it is still vulnerable.
Like here:
http://data3.primeportal.net/tanks/roger_johansson/strv_122/images/strv_122_33_of_58.jpg
http://data3.primeportal.net/tanks/thord_wedman/strv_122/images/strv_122_018_of_237.jpg
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Or here:
http://thaidefense-news.blogspot.com/2011/07/leopard-2a7-200.html
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Or maybe "are not installed in hull anyway" like here:
http://data4.primeportal.net/tanks/alberto_rubio_gamarro/leopard_2e_spanish/images/leopard_2e_spanish_024_of_192.jpg
http://data4.primeportal.net/tanks/alberto_rubio_gamarro/leopard_2e_spanish/images/leopard_2e_spanish_146_of_192.jpg
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As I said -whit those NERA double layers on hull front Leopard-2A5-A7 can windstand SC whit at least 1100-1200mm RHA perforation and APFSDS whit about 640mm RHA perforation. For turret and those NERA wedges it will be even more due to better NERA angeled and thicker main armour.