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IMO @jouni the pension scheme is only meant to maintain the bottomline (relatively decent) living standard for the most people, in the same vein of unemployment relief. However aside from this socialized security net it's up to each individual to do some self planning like by commerical...

7.5% yield is very very impressive compared to Chinese pension fund 2% .:eek: http://english.cri.cn/12394/2015/03/11/2361s869535.htm the rumour (very likely true) has it that Chinese pension age won't be postponed in one go. instead it may be delayed bit by bit, gradually extended to 57/62...

Yeah every citizen is contributing to the coffer so that the fund keeps growing in preparation for the future. But I'm more interested in how the fund is managed to make its growth outpace, such as inflation, devaluation, population growth rate and so on compounded. Mere personal + employer...

"propaganda literate" may be = immune to propaganda? As for our mutual neighbour I see it mainly in geopolitical perspectives. Certainly no "approvals" for whatever Putin/Russia is doing right now. I'm pro China but never pro Russia - I believe u also read it btwn lines too :rolleyes...

Scandinavian states are known for all those goodies, press freedom alike. One of my classmates who studied in Norway holds them in high regards. It would be perfect if u can put up a homegrown quote of a Finn instead of the one by T.Jefferson :lol: