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Not been to US so no idea of their system. But in Canada, you get benefit irrespective of your legal work status, work or PR or citizenship. As for retirement stuff, it’s better you start some plans with SBI , I don’t trust private bankers with retirement plans. Plans start like 3k a month for...

Oh you are in Canada? Goods grace man. Man Toronto has become so expensive like NY but salary like Kingston. Hate it now

If you are paying 42% direct income tax in india you belong to really higher income group with your yearly salary probably more than 50 lakhs - 1 crore PA. And I think that’s more than potentially if someone is US earns like 250k PA. Per PPP lifestyle of both people would be the same. Of course...

If one want social security, we would need to pay more money. Western countries have a component called Employment Insurance EI which is collected as an percentages of our salary. If you are fired from job, you are paid 50% or till an max amount for 12 months. Should implement that for middle...