I think the bottomline is to hold as many *real* assets as possible. Better to have a fully paid off house and gold bars/coins in a safe at home....your savings account should have no more than a few hundred dollars. Good plan. Almost foolproof-what happens when burglars hear about all the gold...
They can't raid your house looking for gold, can they? And that only happens in neo-facist states like the US. If not gold, you can also invest in silver, platinum, diamonds, precious stones etc.